Helping You Claim

What You’re Owed,

Hassle-Free

“OVERAGE REFUND SERVICES LLC provides clear, expert guidance through every step of the Surplus Funds Recovery Process, at no upfront cost to you. We are only paid when you receive your money".

Dedicated to Ensuring Our Clients Successfully Recover their Surplus Funds

Do you have Unclaimed Funds from a Foreclosure, Bankruptcy or State Unclaimed Funds that are owed to you?

Expert Assistance in Recovering Surplus Funds from Foreclosure Sales, Bankruptcies and State Unclaimed Funds Cases

OVERAGE REFUND SERVICES LLC specializes in helping Homeowners recover Surplus Funds owed to you from your Foreclosure sale, Bankruptcy filing or State Unclaimed Funds case. When a Foreclosed home sells for more than the Mortgage or Tax balance owed, the Excess Proceeds belong to you, the former Homeowner. Same with money left over in the Federal Court System if you filed a Bankruptcy. Accessing these Funds can be complex, requiring expertise in local laws and bureaucratic processes. Our Attorneys and dedicated Staff simplify this process, working tirelessly to maximize your financial recovery. Trust us to be your advocates and guide you to a brighter financial future.

Precise and Reliable Recovery of your Surplus Funds

OVERAGE REFUND SERVICES LLC takes pride in accurately determining who is entitled to the Excess Proceeds after a Foreclosure or Bankruptcy. We obtain court records directly from the County, State, or Federal Court System to ensure reliability. Our Legal Team meticulously reviews these documents to establish a solid claim for our clients. This attention to detail and commitment to your Legal rights ensures that you as the rightful owner of these Surplus Funds receive your money as quickly as possible, before the Government keeps the money. Trust us to navigate this process with precision and integrity. Our licensed Private Investigator has years of experience specializing in this work and we are very good at what we do. We do not get paid if our Attorneys don't win your Claim. There is no upfront cost for you to start today.

Reuniting Homeowners with Rightful Funds After Foreclosure

Our mission is to reunite former Homeowners or their Heirs with the rightful funds owed to them before the Government keeps their money through a process called Escheatment. We understand the stress and confusion after a Foreclosure or Bankruptcy, so we guide our clients with clarity and compassion. We charge no upfront fees and work on a contingency basis, only getting paid when you recover your funds. Built on fairness and integrity as a Veteran-owned Small Business, we are committed to restoring financial stability for those affected by Foreclosure or a Bankruptcy.

Your Surplus Recovery Team — Here to Serve You

THIS IS YOUR MONEY

With extensive knowledge of the Foreclosure process and a sincere commitment to helping people reclaim Funds they may not even know are owed to them, we’ve dedicated ourselves to making Surplus Funds Recovery straightforward and accessible for everyday Homeowners and Heirs. Over the years, we’ve assisted individuals and families nationwide in recovering thousands and in some cases tens of thousands of dollars in Unclaimed Funds from Foreclosures, Bankruptcy Surplus and State Unclaimed Funds.

For us, this work goes beyond paperwork — it’s about restoring peace of mind, supporting financial stability and ensuring that no rightful claimant gets overlooked in the complex legal system. We approach every case with transparency, urgency and genuine care, guiding you through each step of the process with clarity and confidence.

If you’re ready to learn whether you may be owed money leftover from your past Foreclosure, Bankruptcy or State Unclaimed Funds or you simply want to understand your Legal options for yourself or an affected family member, simply call or text us. We are here to help you and you do not pay us any money up front to complete your entire Claim. We are only paid by our Attorneys when you are. OVERAGE REFUND SERVICES LLC.

How It Works

How do you go about claiming surplus funds step by step?

The process typically involves:

  • Verifying whether you’re entitled to claim surplus funds.

  • Assembling all required paperwork and official court or sale records.

  • Submitting your completed claim to the correct county, court, or state authority.

  • Monitoring your claim and following up to ensure it’s processed.

Our seasoned team handles every aspect of the process, delivering meticulous and effective results.

Committed to Ensuring Our Clients' Success

We perform everything for the claiming of your Funds without charging you any money upfront. If we do not win your Claim you do not owe us any money at all. Overage Refund Services LLC has a proven track record of recovering over $4 million in excess proceeds, we operate nationwide, covering all 50 states. Our dedicated team of experts works tirelessly to ensure successful claims, offering top-notch service with a lowest rate guarantee. Choose us for dedication, affordability and success.

NO Upfront Cost

Contingency

We perform your entire Claim Process at no upfront cost to you.

4.5M+

Over 4 Million

We have successfully recovered over $4 million in different types of Surplus Funds cases.

All 50 states

We are everywhere

We operate nationwide, covering all 50 states.

Liquid Testimonial Slider

What our Clients Say

Quote

"It all started when my husband and I wanted help claiming surplus funds that we didn’t know we were entitled to. This team guided us every step of the way throughout the entire process."

"Overage Refund Services separated themselves from other companies by providing knowledge on how foreclosures work and offering competitive rates."

"Working with this team was exceptional. Their professionalism and attention to detail made the entire process smooth and stress-free."

Author

Sarah M.

Out of Miami County

What our Clients Say

Quote

"It all started from my husband and I wanting to make a good investment in real estate. This team guided us every step of the way."

"Prestige separated themselves from other companies by providing knowledge on how foreclosures work and offering competitive rates."

"Working with this team was exceptional. Their professionalism and attention to detail made the entire process smooth."

A Legacy of Success

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Trusted Clients
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Successful Recovery
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Surplus funds claimed

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STILL HAVE QUESTIONS?

Frequently Asked Questions

What exactly is a Foreclosure and how does it arise?

A Foreclosure is the forced sale of a property. It is normally due to default of the owner possibly not paying their Mortgage, Property Taxes, HOA fees or other obligations that they may not have paid, such as Federal or State Taxes. A foreclosure could pertain to a Residential property, a Commercial Property or Vacant Land.

How do I know if your Company is the right choice to handle everything for my Claim?

Our Staff specializes in the recovery of Surplus Funds from Foreclosures nationwide, leftover Funds from Personal and Business Bankruptcies and helping clients receive their Unclaimed State Funds and we have been doing this since 2015. We are Experts in this field of work and are 100% committed to helping you complete your Claim and receive your money as quickly as possible. We do not charge you any money up front for our Services. We are only paid when you receive your money. We know that our company is fully capable of handling everything for your Claim because we have years of experience doing this for our Clients. At this point in your post-foreclosure process you definitely need a Company whose Attorneys will vigorously work to recover money that rightfully belongs to you. We are that Company.

What is the step-by-step process for completing a Claim?

Verification: Verifying whether you're entitled to claim the Surplus Funds.

Assembly: We collect all relevant details and Legal Information pertaining to your Foreclosure or Surplus Bankruptcy Funds case, to make informed decisions.

Submission: Our Attorneys and Staff submit your Claim to the correct County, State or Federal authority with all supporting paperwork, to ensure a smooth and professional Claims process. If there are any problems, our Attorneys go to Court to fight on your behalf to recover the money that rightfully belongs to you or to the Heirs of the Estate.

Monitoring: Our Attorneys and Staff closely monitor and manage your Claim through the entire process, staying directly involved in all aspects of the Claim. We stay involved until your Claim is finalized, keeping you informed and making sure every step is completed efficiently.

Do I need to pay anything upfront to work with your team?

No, there are no upfront fees to get started. Also, if our Attorneys do not win your Claim - you do not owe us any money at all. Our services are results-driven, meaning you only pay once we have recovered the Surplus Funds from your Foreclosure, Bankruptcy or State Unclaimed Funds. This ensures you can move forward with confidence and zero financial risk.

How long does a typical Claim take to complete?

The timeline can vary depending on the type of Claim and the Legal System. Mortgage and Tax Foreclosures go through a process at the County Court and sometimes at the State level which require diligent complex interactions between our Attorneys and the Legal System. Claims for Bankruptcy Surplus Funds go through the Federal Court System and State Surplus Funds procedures for Disbursement vary by State. Each Claim is different in scope, but our Attorneys and Staff specialize in this field and sometimes we have completed and paid out Claims in less than three weeks and other times it has taken more than six months, especially if it is an Estate case.

Committed to Helping Our Clients Recover Surplus Funds Successfully

We work directly with the county to ensure the accuracy and legitimacy of your claim. Our services come with no upfront fees, meaning you incur no costs until we successfully recover your funds. This client-focused approach guarantees that our interests align with yours, providing you with peace of mind and financial relief without any initial expenses.

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