How it Works
We work directly with County and State offices as well as the Federal Court System to verify, process and recover Surplus Funds, Bankruptcy and State Unclaimed Funds accurately, efficiently and legally and are very good at what we do for our Clients.
“Risk-Free Fund Recovery Assistance”
At OVERAGE REFUND SERVICES LLC we believe Individuals and Estates should never have to pay out of pocket up front to recover Funds that may already belong to them. We are only paid when our Attorneys win your Claim. Our services are provided on a contingency basis, which means we are only compensated when we successfully recover Surplus Funds on your behalf. This structure aligns our interests with yours and ensures our Team remains fully committed to pursuing your Claim diligently and professionally.
Direct Data from Government Records
To streamline the Surplus Funds recovery process, OVERAGE REFUND SERVICES LLC works directly with Government employees in the respective office where your Funds are being held. We receive verified updates on Individuals and Estates which may be entitled to Unclaimed Funds, allowing us to identify potential claimants quickly and efficiently. In certain cases, our Attorneys have to go to Court at no upfront cost to you to complete your Claim process through the Legal System. This ensures that no eligible Funds go overlooked and our Clients have the best possible chance of recovering what is rightfully theirs.
Understanding What Happens After a Foreclosure
How We Connect
If we contacted you, our research has identified a confirmed Surplus from a past Foreclosure Property Sale, a Bankruptcy or possibly Unclaimed State Funds. These Funds are legally yours or are for a Family Member's Estate. We only reach out when we have verified a valid claim is available for recovery.
The Strategic Review
We dive deep into Government records to validate your Claim. Our Experts review the Details of your Foreclosure sale or Bankruptcy, to gather the necessary documentation. We don't start your Claim until everything is in order, so that we can win and get your money for you as quickly as possible.
Consult & Authorize
We present our initial findings and explain exactly how we’ll recover your money. Our one page Recovery Agreement is simple and strictly contingency-based, which means that we only are paid when you receive your check from our Attorneys. No upfront costs, no hidden fees and total transparency throughout the process.
Total Document Management
Our expert recovery specialists take over the complex tasks. We draft the required forms, certify them with a notary, and deliver your case to the relevant local or county agency. We maintain rigorous standards to bypass hurdles or legal issues. We guarantee all data is correct, thorough, and delivered on schedule at all times.
End-to-End Tracking
When the filing is complete, we provide ongoing oversight throughout the official review and distribution phase. We stay in constant contact with the county or agency processing your recovery and offer consistent updates as the case moves forward.
Receive Your Check
When the agency approves your claim for distribution, we alert you at once. The capital is delivered specifically to you by physical check or bank wire. We’ll offer full documentation of the case and handle any last inquiries you still have.
STILL HAVE QUESTIONS?
Frequently Asked Questions
What exactly is a Foreclosure and how does it arise?
A Foreclosure is the forced sale of a property. It is normally due to default of the owner possibly not paying their Mortgage, Property Taxes, HOA fees or other obligations that they may not have paid, such as Federal or State Taxes. A foreclosure could pertain to a Residential property, a Commercial Property or Vacant Land.
How do I know if your Company is the right choice to handle everything for my Claim?
Our Staff specializes in the recovery of Surplus Funds from Foreclosures nationwide, leftover Funds from Personal and Business Bankruptcies and helping clients receive their Unclaimed State Funds and we have been doing this since 2015. We are Experts in this field of work and are 100% committed to helping you complete your Claim and receive your money as quickly as possible. We do not charge you any money up front for our Services. We are only paid when you receive your money. We know that our company is fully capable of handling everything for your Claim because we have years of experience doing this for our Clients. At this point in your post-foreclosure process you definitely need a Company whose Attorneys will vigorously work to recover money that rightfully belongs to you. We are that Company.
What is the step-by-step process for completing a Claim?
Verification: Verifying whether you're entitled to claim the Surplus Funds.
Assembly: We collect all relevant details and Legal Information pertaining to your Foreclosure or Surplus Bankruptcy Funds case, to make informed decisions.
Submission: Our Attorneys and Staff submit your Claim to the correct County, State or Federal authority with all supporting paperwork, to ensure a smooth and professional Claims process. If there are any problems, our Attorneys go to Court to fight on your behalf to recover the money that rightfully belongs to you or to the Heirs of the Estate.
Monitoring: Our Attorneys and Staff closely monitor and manage your Claim through the entire process, staying directly involved in all aspects of the Claim. We stay involved until your Claim is finalized, keeping you informed and making sure every step is completed efficiently.
Do I need to pay anything upfront to work with your team?
No, there are no upfront fees to get started. Also, if our Attorneys do not win your Claim - you do not owe us any money at all. Our services are results-driven, meaning you only pay once we have recovered the Surplus Funds from your Foreclosure, Bankruptcy or State Unclaimed Funds. This ensures you can move forward with confidence and zero financial risk.
How long does a typical Claim take to complete?
The timeline can vary depending on the type of Claim and the Legal System. Mortgage and Tax Foreclosures go through a process at the County Court and sometimes at the State level which require diligent complex interactions between our Attorneys and the Legal System. Claims for Bankruptcy Surplus Funds go through the Federal Court System and State Surplus Funds procedures for Disbursement vary by State. Each Claim is different in scope, but our Attorneys and Staff specialize in this field and sometimes we have completed and paid out Claims in less than three weeks and other times it has taken more than six months, especially if it is an Estate case.
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